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Insurance

We accept:

  • Aetna PPO, EPO and POS

  • Cigna PPO

  • United Healthcare PPO

 

If we do not currently accept your insurance, you may still spend less at our office if you have a high-deductible health plan, because you would still use your insurance for blood tests or prescriptions, etc. Our services are payable with funds from Flexible Spending Accounts (FSAs) or Healthcare Savings Accounts (HSAs).

 

If Dr. Hennessay is "out-of-network," you can still be seen at our clinic if you have a PPO plan! You will be provided with a superbill to submit to your insurance company and, depending on your insurance, you may be reimbursed for some of the care received out-of-network, or credited toward your deductible (or both).  Dr. Hennessay will help you submit your insurance claim form. 

It may also be more cost-effective to have a few cash-based office visits, rather than going to the ER or urgent cares, depending on your PPO deductible/copay structure.

If Uninsured

It is better to invest in regular visits to the doctor, with the goal of avoiding complications later in life. If you are living with chronic medical conditions, it is even more important to access care regularly. We keep our rates affordable to allow access to high-quality medical services, so that even if you cannot afford the expense of health insurance, we hope to put an office visit within reach.

What happens if you are uninsured and need to be hospitalized?

To prevent catastrophic out-of-pocket costs, if you are uninsured, it is recommended to have a type of coverage plan that would cover you in the event of an emergency. An example of such a plan is Zion Health, a nonprofit alternative to traditional insurance. If you are a member of the Premier Wellness Subscription, you can access exclusive rates for coverage.

An Alternative to Traditional Insurance: Zion Health

 

According to their website, they are:

"...a nonprofit alternative to traditional health insurance. Since 2019, we have shared over $18 million in medical expenses for our members, saving them 40-60% on their overall healthcare costs. We are a great, affordable healthcare option for thousands of families in the United States" 

Learn more about their model in this video below.

Premier Wellness Subscription members can access exclusive healthshare rates here.
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