Insurance (PPO plans only)

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We accept:

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• Anthem Blue Cross PPO (Established Patients Only)

• Aetna PPO and POS

• Blue Shield of California PPO

• Cigna PPO and EPO (Open Access Plus)

• Cigna + Oscar PPO

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If we do not currently accept your insurance, you may still spend less at our office if you have a high-deductible health plan, because you would still use your insurance for blood tests or prescriptions, etc. Our services are payable with funds from Flexible Spending Accounts (FSAs) or Healthcare Savings Accounts (HSAs).

 

If Dr. Hennessay is "out-of-network," you can still be seen at our clinic if you have a PPO plan! You will be provided with a superbill to submit to your insurance company and, depending on your insurance, you may be reimbursed for some of the care received out-of-network, or credited toward your deductible (or both).  Dr. Hennessay will help you submit your insurance claim form. 

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It may also be more cost-effective to have a few cash-based office visits, rather than going to the ER or urgent cares, depending on your PPO deductible/copay structure.​

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If Uninsured

It is better to invest in regular visits to the doctor, with the goal of avoiding complications later in life. If you are living with chronic medical conditions, it is even more important to access care regularly. We keep our rates affordable to allow access to high-quality medical services, so that even if you cannot afford the expense of health insurance, we hope to put an office visit within reach.

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What happens if you are uninsured and need to be hospitalized?

To prevent catastrophic out-of-pocket costs, if you are uninsured, it is recommended to have a type of coverage plan that would cover you in the event of an emergency. You can get catastrophic coverage through the health insurance exchange. Health for California insurance brokers are a trusted resource to help you find a plan that fits your needs.